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Maybe you have the same problem. Are you overcharged for loans? Is it impossible for you to rent a house? Do potential dates shy away from you? If so you probably suffer from "BAD CREDIT" and there is nothing you can do about it. You could grow a new limb in the amount of time it takes to clean up a credit profile. Credit is the most successful form of oppression that has ever been invented because it appears to be based solely on the bad actions of the individual and has nothing to do with race, sexual preference or cultural upbringing. If you are helpless about your credit situation we definitely cannot help, but by wearing this shirt you can avoid the necessary cost of a credit check the next time you go to rent a house or apply for a loan. If they see you come in with this shirt you can be told from the get go, "No Need To Apply" and just go on your merry way.
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